SWF

Terms of Service

Last updated: June 8, 2026

1. Agreement

These Terms of Service (“Terms”) are a binding agreement between you and Oliver Davidsson(“Stocks with Friends”, “we”, “us”). By creating an account or using stockswithfriends.com or our mobile applications (the “Service”) you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.

You must be at least 18 years old, or the age of majority in your jurisdiction, to use the Service.

2. What the Service is — and what it isn’t

Stocks with Friends is a personal project — a portfolio tracker and social tool. You manually enter your stock positions, see their current value based on third-party market data, and share that information with friends if you choose.

We are not:

  • A broker, dealer, investment adviser, or financial planner.
  • Connected to your brokerage account. We never execute trades.
  • A source of investment advice or recommendations.

Nothing on the Service is investment, tax, or legal advice. Anything you see on the Service — including portfolios shared by other users, leaderboards, and any educational content — is for informational and entertainment purposes only. You are solely responsible for your investment decisions. Past performance does not predict future results. Stock prices may be delayed and may contain errors. Always do your own research and consider speaking with a licensed financial advisor before making investment decisions.

3. Your account

You are responsible for keeping your login credentials confidential and for all activity under your account. Tell us immediately at stockswithfriendsdev@gmail.com if you believe your account has been compromised.

You agree to provide accurate information when registering and to keep it current.

4. Your content and privacy settings

When you add holdings, comments, or other content to the Service, you keep ownership of that content. You grant us a worldwide, non-exclusive, royalty-free license to host, store, display, and transmit that content as needed to operate the Service.

You control whether your portfolio is public or friends-onlythrough your privacy settings. If you choose public, anyone can see your holdings — don’t put anything there you don’t want public.

5. Acceptable use

You agree not to:

  • Use the Service for anything illegal, fraudulent, or designed to harm others.
  • Reverse-engineer, scrape, or programmatically access the Service except through interfaces we explicitly provide.
  • Manipulate the Service to mislead other users — for example, posting positions you don’t actually hold to influence others.
  • Upload viruses, malware, or any code intended to disrupt the Service.
  • Harass, threaten, or impersonate other users.
  • Resell or redistribute the Service or the market data we display.

We reserve the right to suspend or terminate accounts that violate these rules.

Objectionable content and enforcement. There is zero tolerance for objectionable content or abusive behavior. You can report any content or user from within the app, and you can block other users so their content no longer reaches you. We review reports and will remove offending content and/or eject abusive users within 24 hours of a report. We may suspend or terminate accounts at our discretion to keep the community safe.

6. Pricing

The Service is free to use. There are no paid tiers, subscriptions, or in-app purchases.

7. Third-party data and services

The Service displays stock price and market data provided by third parties. We do not guarantee that this data is accurate, complete, or up to date, and you should not rely on it for trading decisions. Third-party services may have their own terms and privacy policies that govern your use of them.

8. Intellectual property

The Service, including its design, code, trademarks, and content we provide, is owned by Oliver Davidsson or its licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service as intended. We reserve all rights not expressly granted.

9. Termination

You can stop using the Service at any time and can delete your account from your settings. We can suspend or terminate your access if you violate these Terms, if required by law, or if we discontinue the Service. On termination, your right to use the Service ends immediately. Sections that by their nature should survive termination — including disclaimers, limitations of liability, and dispute resolution — will survive.

10. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE SERVICE OR DATA WILL BE ACCURATE, UNINTERRUPTED, OR ERROR-FREE. WE DO NOT WARRANT THAT INFORMATION ON THE SERVICE IS SUITABLE FOR ANY INVESTMENT DECISION.

Some jurisdictions do not allow the exclusion of certain warranties, so some of these exclusions may not apply to you.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Oliver Davidsson AND ITS OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR INVESTMENT LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE — EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) USD $100.

12. Indemnification

You agree to indemnify and hold harmless Oliver Davidssonfrom any claims, damages, or expenses (including reasonable attorneys’ fees) arising out of your violation of these Terms, your misuse of the Service, or your infringement of any third-party right.

13. Governing law and disputes

These Terms are governed by the laws of Sweden, without regard to its conflict-of-laws rules. You and we agree that any dispute arising out of or relating to these Terms or the Service will be brought exclusively in Sweden, and you consent to the personal jurisdiction of those courts.

If you are a consumer in the EEA or UK, this clause does not deprive you of any mandatory protections under the law of your country of residence.

14. Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will notify you by email or through the Service before the changes take effect. Continuing to use the Service after the changes take effect means you accept the updated Terms.

15. Contact

Questions about these Terms? Email stockswithfriendsdev@gmail.com.

Apple-specific terms (for the iOS app)

The following terms apply only to the iOS version of the Service. They are required by Apple’s Developer Program License Agreement.

  • These Terms are between you and Oliver Davidsson only, not with Apple. Apple is not responsible for the iOS app or its content.
  • Apple has no obligation to provide any maintenance or support for the iOS app.
  • If the iOS app fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) you paid for the iOS app. To the maximum extent permitted by law, Apple has no other warranty obligation with respect to the iOS app.
  • We, not Apple, are responsible for addressing any product liability claims, claims that the iOS app fails to conform to any applicable legal or regulatory requirement, and claims arising under consumer protection or similar legislation.
  • We, not Apple, are responsible for the investigation, defense, settlement, and discharge of any third-party intellectual property infringement claim related to the iOS app.
  • Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you.